Insights from My Blog

Using An RRSP To Stay On Track With Your Retirement Goals

"RRSPs offer a wide range of investment options, including private real estate equity, stocks, bonds, mutual funds, and exchange-traded funds (ETFs)."

Cynthia Aasen | Registered Dealing Representative

RRSP (Registered Retirement Savings Plan) is a savings plan in Canada that provides tax benefits for retirement savings. You save paying taxes today when you are in a higher income bracket by deferring taxes withdrawing funds in retirement when you are in a lower income bracket and pay less tax.

There are several reasons why investing using an RRSP can be advantageous:

Tax Deduction: Contributions to an RRSP are tax-deductible, which can reduce your taxable income in the current year.

Tax-Deferred Growth: The investments within an RRSP grow tax-free until they are withdrawn, which can result in significant tax savings.

Potential for Higher Returns: Investing funds in an RRSP can provide a long-term investment horizon, which can potentially result in higher returns.

Access to a Wide Range of Investments: RRSPs offer a wide range of investment options, including private real estate equity, stocks, bonds, mutual funds, and exchange-traded funds (ETFs).

Flexibility: RRSPs offer flexible withdrawal options, including the ability to withdraw funds for specific purposes (such as a down payment on a home) without penalty.

It is important to consider your individual financial situation, investment goals, and risk tolerance before investing in an RRSP. Seeking the advice of a financial advisor can also be helpful.

Integrated-Equities Inc. has been appointed distribution agent for this offering. The firm is an Exempt Market Dealer registered in BC, AB, SK and, ON. Cynthia Aasen is a Dealing Representative registered with the firm. This communication is for general information purposes only and is not intended to be a solicitation or advice regarding the suitability of this investment. Important information including the risks and features of this offering are set out in the Offering Memorandum, which should be reviewed in detail prior to investment. Any representations contained herein are those of the Western Wealth Capital & Greybrook. Integrated-Equities Inc. has not taken any steps to ensure the accuracy, completeness or reasonableness of historic or projected information contained herein. Actual results may deviate significantly from the projections set out herein.

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Licensed as a professional real estate agent for 25+ years, Cynthia’s expertise is diverse – real estate syndication, development, multi-family value-add and strata ownership. Dually registered as Associate Broker with eXp Realty Canada Inc. and Dealing Representative with Integrated Equities Inc. she is able to offer investors access both public and private real estate investments in North America’s leading markets.

Cynthia and her team act as advisors helping you make informed decisions. Since 2015 they have raised over $100 million in limited partnership equity representing $400 million in real estate transactions since inception in 2015. In addition, they sold over 200 individually titled investor properties, offering “true” turn-key solution for active real estate investors – “You invest, we’ll do the rest”.