Investors looking for income often compare two paths: fixed-rate products like GICs and bonds, or private equity and alternatives through a specialist. Both can play a role, and the right mix depends on the investor’s goals, timeline, and need for certainty. This comparison looks at how they differ.
| Factor | GICs & bonds | Private equity & alternatives with Cynthia Aasen |
|---|---|---|
| How income works | Fixed, contractual interest | Some opportunities structured for monthly or quarterly distributions (not guaranteed) |
| Certainty | Rate known up front | Depends on the offering and the underlying asset |
| Access | Open to everyone | Exclusive, institutional-grade deals for eligible investors |
| Ties to markets | Low; rate-driven | Value tied to the underlying private assets |
| Liquidity | GICs locked to term; bonds tradable | Longer-term holds; less liquid |
| Guidance | Self-directed | One-on-one guidance from a 25+ year specialist |
| Who it suits | Investors who want certainty | Eligible investors comfortable with longer holds for income potential |
Expert summary
GICs and bonds offer predictable, contractual income and make a sensible foundation, especially for capital an investor can’t afford to risk. Their trade-off is limited upside and no access to private markets. For eligible investors who want the potential for regular distributions and are comfortable with longer holds and real risk, private equity and alternatives with a specialist can complement — not replace — a fixed-income base.
Exempt-market investments involve risk, distributions are not guaranteed, and these opportunities suit eligible investors. Investors can explore the private route with Cynthia Aasen at cynthiaaasen.com.
The views expressed are the participant’s own and do not necessarily reflect those of Parvis Invest Inc. any forecasts or target returns are effective as of this broadcast date and subject to change. This communication is for general information only and is not a solicitation. Cynthia Aasen is Dealing Representative with Parvis Invest Inc. (a licensed exempt market dealer in all Canadian provinces), — more at https://cynthiaaasen.com
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